Prosper Statistics and User Count (2023)

Prosper Marketplace, Inc., commonly known as Prosper, is an American peer-to-peer lending platform. It was founded in 2005 and is headquartered in San Francisco, California.

Prosper operates an online marketplace that connects borrowers in need of personal loans with individual investors looking to lend money and earn interest. The platform uses a peer-to-peer lending model, where borrowers can apply for loans, and investors can choose to fund those loans by investing in them.

Borrowers on Prosper can request loans for various purposes, such as debt consolidation, home improvement, medical expenses, or other personal financial needs. They complete an application process and, if approved, receive loan offers from multiple investors. Once a loan is funded, borrowers make monthly repayments that include both principal and interest.

Investors on Prosper have the opportunity to diversify their investment portfolio by lending to multiple borrowers across different loan listings. They can review borrower profiles, credit history, and other relevant information before deciding which loans to fund. Investors earn returns on their investments through the interest paid by borrowers over the loan term.

Prosper facilitates the loan origination and servicing process, including underwriting, documentation, and collection of payments. The platform also provides tools and resources to help investors evaluate risk and make informed investment decisions.

Prosper has implemented various risk management measures and credit underwriting criteria to assess borrower creditworthiness and minimize the risk of default. The platform assigns each loan a Prosper Rating, which indicates the estimated credit risk associated with the loan.

Since its launch, Prosper has facilitated billions of dollars in loan originations and has attracted a large community of borrowers and investors. The platform aims to provide access to affordable loans for borrowers and opportunities for individuals to invest in consumer credit.

---

Prosper Statistics

Here are a few of the most interesting Prosper statistics and facts I was able to dig up including user counts. As always, be sure to check back in the future as I will be updating this post as new and updated stats become available.

Prosper User Count

Prosper number of users:

1.320 million users

Last updated 9/1/22

---

Prosper Revenue Totals

Prosper annual revenue:

• 2021: $115 million
• 2020: $93 million
• 2019: $142 million
• 2018: $104 million
• 2017: $116 million
• 2016: $136 million
• 2015: $204 million
• 2014: $81 million

---

Prosper annual net loss:

• 2021: $138 million
• 2020: $18 million profit
• 2019: $13 million
• 2018: $39 million
• 2017: $115 million
• 2016: $118 million
• 2015: $25 million
• 2014: $2 million

---

Additional Prosper Statistics

Estimated amount borrowed on Prosper in 2017:

$2.9 billion

---

Estimated amount borrowed on Prosper in 2016:

$2.2 billion

---

Amount borrowed on Prosper in 2015:

$3.7 billion

---

Total amount borrowed on Prosper:

$16 billion

Last updated 2/11/20

---

Number of loans made through Prosper:

1 million

Last updated 10/30/18

---